Special Interest Rate for Home Loans:- ( w.e.f February 4, 2014)
Home Loan Interest Rates – Applicable for Home loan qualifying as priority sector lending* | |
| ICICI Bank floating rate: | |
| Category | Effective Rate of Interest |
| HL <= Rs. 1.5 million/Rs 2.5 million | 10.15% |
Notes: The offer is valid for sanctions till April 30, 2014
Home Loan Interest Rates | ||
| ICICI Bank floating rate: | ||
| Category | Effective Rate of Interest | Rate |
| HL <= Rs. 7.5 million | 10.25% | I-Base + 0.25% |
| HL > Rs. 7.5 million | 10.50% to 11.25% | I-Base + 0.50% to 1.25% |
Notes: The offer is valid for sanctions till April 30, 2014
Home Loan Interest Rates for Women Borrowers** | |
| ICICI Bank floating rate: | |
| Category | Effective Rate of Interest |
| HL <= Rs. 1.5 million/Rs 2.5 million – Applicable for Home loan qualifying as priority sector lending* | 10.10% |
| HL <= Rs. 2.5 million | 10.20% |
Notes: The offer is valid for sanctions till April 30, 2014
ICICI Bank Fixed Rate | ||
| One year & Two year (s) fixed rate: | ||
| Ticket size slab | Fixed rate for first 12/24 months | Floating rate pricing from second & third year onwards (from 13th/25th month) |
| HL <= Rs. 7.5 million | 10.25% | I-Base + 0.25% |
| HL > Rs. 7.5 million <= Rs. 30.0 million | 10.50% | I-Base + 0.50% |
| HL > Rs. 30.0 million <= Rs. 50.0 million | 10.50% to 11.00% | I-Base + 0.50% to 1.00% |
Notes: The offer is valid for sanctions till April 30, 2014
ICICI Bank Renewable Fixed Rates | ||
| 2 year Initial Fixed Interest Rate- Rate applicable for initial period | ||
| Ticket size slab | Initial Fixed Interest Rate- Rate applicable for initial period | Renewable Fixed Rates – Fixed at each renewal |
| HL <= Rs. 7.5 million | 10.25% | I-Base + 0.25% |
| HL > Rs. 7.5 million <= Rs. 30.0 million | 10.50% | I-Base + 0.50% |
| HL > Rs. 30.0 million <= Rs. 50.0 million | 10.50% to 11.00% | I-Base + 0.50% to 1.00% |
Notes: The offer is valid for sanctions till April 30, 2014
- All ICICI Bank floating rate home loan is benchmarked to I-Base. Effective August 23, 2013 I-Base will be 10.00%
- Administrative fee is 0.5% of the loan amount and applicable service tax will be levied.
*Disclaimer :
- “Terms & Conditions apply. This offer is applicable only to those customers who, including their from other Banks/Financial Institutions for the only dwelling unit that they own.”
- **Woman borrower should be the main applicant to the loan and she should be either owner or co-owner in the property being financed.