| Maturity Period | Rates of Interest (% p.a.) w.e.f August 16, 2013 | | For deposit less than Rs. 1 crore | General | Senior Citizen | | 7 days to 14 days | 4.50 | 5.00 | | 15 days to 29 days | 4.75 | 5.25 | | 30 days to 45 days | 5.50 | 6.00 | | 46 days to 60 days | 7.00 | 7.50 | | 61 days to 289 days | 7.75 | 8.25 | | 290 days to less than 1 year | 7.75 | 8.25 | | 1 year to 389 days | 8.00 | 8.50 | | 390 days to 2 years | 9.00 | 9.50 | | 2 years 1 day upto 5 years | 8.75 | 9.50 | | 5 years 1 day upto 10 years | 8.50 | 9.25 | | Tax Saver FD 80C (5 year) – Upto Rs. 1 lac | 8.75 | 9.50 |
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| *Subject to revision without further notice. |
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| Premature withdrawal of Deposit: |
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| On pre-mature withdrawal of the deposit: |
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| interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank. |
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| penalty will be levied on the rate applicable as per the table below |
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| Original Tenure of Deposit | Penal Rates* | Less than Rs. 5.0 Crore | Rs. 5.0 Crore & above | | Less than 1 year | 0.50% | 0.50% | | 1 year & above but less than 5 years | 1.00% | 1.00% | | 5 years and above | 1.00% | 1.50% |
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| *Subject to revision without further notice. |
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| Note: |
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| That Interest earned on the Fixed Deposit will be subject to Tax Deducted at Source as per Income Tax laws. |
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| That the minimum tenure for term deposits is 7 days and no interest is payable for deposits prematurely withdrawn within the period of 7 days from the date of deposit. |
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| For interest rates on Fixed Deposits for Rs. 1 Cr and above, please contact your relationship manager or nearest ICICI Bank branch. |
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| Recurring Deposit rates: |
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| Maturity Period | Rates of Interest (% p.a.) w.e.f August 16, 2013 | General | Senior Citizen | | 6 months | 7.75 | 8.25 | | 9 months | 7.75 | 8.25 | | 12 months | 8.00 | 8.50 | | 15 months | 9.00 | 9.50 | | 18 months | 9.00 | 9.50 | | 21 months | 9.00 | 9.50 | | 24 months | 9.00 | 9.50 | | 27 months | 8.75 | 9.50 | | 30 months | 8.75 | 9.50 | | 33 months | 8.75 | 9.50 | | 3 years to 5 years | 8.75 | 9.50 | | Above 5 years upto 10 years | 8.50 | 9.25 |
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| Note: |
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| Recurring Deposits will be available for a minimum tenure of 6 months (and in multiples of 3 months thereafter) up to a maximum tenure of 10 years. |
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| Penalty on Delayed Installment: |
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| Penalty is charged at monthly interest at the rate of Rs.12 per Rs.1000 for all delayed installments. |
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| Fraction of a month will be treated as full month for the purpose of calculating such interest. |
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| The total interest so chargeable shall be recovered from the total amount of interest payable at the time of maturity. |
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| Premature withdrawal of Recurring Deposit |
